FHA/VA Streamline

If you currently have an FHA or VA loan you may be eligible for a streamline refinance. The FHA Streamline and VA IRRRL loans allow for current borrowers to refinance based on their recent payment history. There is less documentation involved and the loans are generally ready for closing within a couple of weeks. These loans do not allow for equity and are meant for borrowers to take advantage of lower rates if or when they become available.

Key Benefits of a Streamline Loan

• No minimum credit score to qualify
• No income verification
• Non appraisals
• Reduced cllosing costs
• Streamline process, close in a few weeks